retiremnt rules, dividend yeilding stocks 80% of portfolio

Golden rules for Retirement -

Golden Rule #1
Eight out of ten stocks you own should pay dividends. I simply can’t stress this enough. By owning companies that pay dividends, you’ll automatically position yourself to secure a rising income stream.
For that reason, you’ll want to stick with companies that are generating lots of cash and rewarding investors with hefty dividend payments and increases.
Using this rule all by itself will eliminate the mistake nine out of ten retirees make. As you’ll see in your free Retirement Success Plan 2007, the cash-on-cash companies that we’re recommending now are on track to give you a rising source of income that could hand you 8%, 10%, even 15 % in annual future dividends for every $1 you invest now.
Golden Rule #2
Live on your dividend income, not your capital gains. I know this sounds like common sense, but many investors are not doing this right now. It’s not intentional, of course. But from time to time, when times are tight, they rob their nest eggs—only to see their income decline as well as their growth.
By securing a rising source of income, you may never have to rob your nest egg again. In Retirement Success Plan 2007, I’ll show you how.
Golden Rule #3
Never aim for an overall yield of higher than 6%! In your desire to boost your income, many of the highest dividend payers are the riskiest.
By keeping your current average yield around 5%, you’ll rest easy at night knowing that your money is in financially healthy stocks that offer reasonable prospects for dividend growth in future years to offset inflation.